Personal Finance

Fintech apps, particularly those for lending, have received wider acceptance among users in the last few years. But the digital lending boom also brought with it certain challenges. While credible fintech players have been contributing to greater credit inclusion by bringing the unserved and underserved customers into the fold of

Until a few years ago, seeking credit (or) borrowing funds was a tedious task. The processes were elaborate and time-consuming, hence more secure as well. There were several checks and the financial institutions used to do thorough scrutiny of the applicants. Similarly, customers also had time to go through the

Mutual Funds (MFs) are effective tools to reach your financial goals. Therefore, it is crucial to understand the importance of choosing the right type of fund to dedicate your money to so you end up with the best investment plan with high returns. Up until 2018, funds had the freedom

If you don’t want to invest your money in one lump sum for whatever reason and you have a low risk appetite to boot, you can choose to invest in SIP: systematic investment plan. It’s basically just a way to invest your money in a regular and organized

It is common knowledge that getting health insurance can help you avoid being cripplied by medical bills from an unforeseen medical emergency. The recent roll out of a standard health care policy (Arogya Sanjeevini) by the IRDAI was a step in the right direction. When it comes to life insurance,

Equity mutual funds are, to this day, seen as a ‘risky investment’, which is why many people choose not to invest in them their entire lives. If you have a low-risk appetite, that may even be a good decision, but that’s not the point. Every investment involves risk to